As energy bills are rising 22% of homeowners are using mortgage advances to improve the efficiency of their homes to reduce costs.

Homeowners accessing cash from their properties increased 26% over the year with over £3 billion of equity release in the first six months.

The stamp duty holiday last year produced bumper demand from home movers now down a third but still above pre pandemic levels.

Asking house prices rise for the sixth record in a row to £369,968 as demand to buy continues although at a slowing rate.

A typical home is 7.1 times average earnings which have risen 2.7% compared to house prices up 16.8% since the start of the pandemic.

House prices in London are up only a third compared to other areas and you can find cheaper homes for commuting to the capital.

In the UK asking house prices have risen to record levels and are £55,000 higher over the last two years before the pandemic started.

London house prices have increased the most over the last 10 years with a significant rise in equity for homeowners.

After the Bank of England raised base rates to 0.75% lenders have reacted by increasing the cost of mortgages reaching a five year high.

Homes on the coast attract a premium and house prices are up 8% on the previous year as buyers seek to improve their quality of life.

Detached homes face the biggest energy costs due to lack of efficiency and in need of upgrades as we face a rise in the fuel energy cap.

The average value of detached homes has increased at twice the rate of smaller properties to £425,000 with a surge in buyer demand.