London City Mortgages was founded by Colin Thorburn in 2014.
He is a qualified financial adviser that understands the customer journey for buying your home or releasing equity from your home and how this can improve the quality of your life.
Our vision for the market is to help customers with their research using innovative, clear and transparent calculator tools combined with expert financial advice.
Residential mortgage and equity release customers can access these innovative calculator tools producing comprehensive results in charts and tables to help with your research.
You can track the change in your property value with our unique calculator tool that uses the latest Land Registry data for house prices in your area or any other area in the country.
When happy with your research, start with a free call or free quote online and our independent advisers can access products from the whole marketplace to recommend the best residential mortgage or equity release deals for you.
Our technology gives you the customer access to manage your quotes from your secure dashboard online and whatever the time of day or night, you can start your mortgage application 24/7 using a smartphone, tablet or desktop.
As financial advisers we understand a mortgage for the home you are buying or mortgage to release equity is an important decision which can have a big impact on your future.
Whether you aspire to fully own your home or benefit from releasing equity from your home to improve the quality of your retirement, we are here to help you and are focused on getting you the best outcome.
Our friendly independent adviser team are experts regulated by the Financial Services Authority (FCA) with specialist qualifications in mortgages and equity release. We are happy to speak to you and produce your free personalised quotes.
This extends to your application as you get a personal mortgage manager with help and support through the whole process including to liaise with lenders and providers.
We can communicate with you by phone, online or in person in London. You can always track the progress of your application through your secure dashboard online where you can review your information.
It is important that we provide you with:
Before you make a big financial decision about a residential mortgage or equity release you want to be confident you have researched the costs and opportunities.
You will find our range of innovative calculator tools invaluable with comprehensive results in charts and tables to help you with your research.
Our property value tracker uses the latest Land Registry data so you can see how house prices have changed over time in your area or other areas if you are planning to move home.
The mortgage cost calculator shows you how much the mortgage costs per month for different interest rates and you can know if it is affordable.
Our equity release calculator shows you how much you cash you can access for your age, the cost of the mortgage over time and how you can preserve equity for your beneficiaries by targeting a 1% rise in house prices.
Your next step when you are happy with your research is to call our friendly adviser team or start your free quote. We are here to help you enjoy home ownership whether acquiring a home or releasing equity to enjoy retirement.
To earn our fees we will:
Equity Release may involve a Lifetime Mortgage or a Home Reversion Scheme. To understand the features and risks, please ask for a personalised illustration. Equity Release may affect your entitlement to means tested state benefits and will impact on the size of your estate. For Equity Release London City Mortgages charge a fixed fee upon completion of £695. For Mortgages a fixed fee is charged on application. Typically this is from £295 up to £495 for the services selected.
Equity Release - Equity Released from your home will be secured against it. Mortgages – Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured against it. Think carefully before securing other debts against your home. The information contained in this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.
9th Floor, 30 Crown Place
London, EC2A 4EB
0800 955 0058
London City Mortgages Limited is a registered company in England & Wales under company number 09278987. London City Mortgages Limited is an Appointed Representative (FCA no. 655965) of Blackstone Moregate Limited (FCA no. 459051) which is authorised and regulated by the Financial Conduct Authority. LCM and LCM Equity Release are trading names of London City Mortgages Limited.