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BEST BUYS – COMPARE MORTGAGE RATES

Compare the top Best Buy mortgage rates which are based on a property value of £400,000 and mortgage of £240,000 after you make a 40% deposit with a loan to value of 60%. The mortgage from the lenders are calculated over a 20 year term on a repayment basis.


1.19% Fixed Rate
60% Loan to Value
£1,025 Lenders Fee
Until 31/01/2022
Reverts to 4.24%
1.21% Fixed Rate
60% Loan to Value
£1,034 Lenders Fee
Until 30/10/2021
Reverts to 4.24%
1.27% Fixed Rate
60% Loan to Value
£1,510 Lenders Fee
Until 30/11/2021
Reverts to 4.74%
1.28% Fixed Rate
60% Loan to Value
£999 Lenders Fee
Until 02/01/2022
Reverts to 4.00%
1.33% Tracker Rate
60% Loan to Value
£1,025 Lenders Fee
Until 31/01/2022
Reverts to 4.24%
1.44% Tracker Rate
60% Loan to Value
£1,034 Lenders Fee
Until 2-Years Time
Reverts to 5.24%
1.44% Tracker Rate
60% Loan to Value
£999 Lenders Fee
Until 2-Years Time
Reverts to 4.24%
1.47% Tracker Rate
60% Loan to Value
£1,024 Lenders Fee
Until 2-Years Time
Reverts to 4.24%

First time buyers

Here we compare the top first time buyer mortgage rates from lenders based on a property value of £400,000. After you make a 20% deposit the mortgage of £320,000 has a loan to value of 80% calculated on a repayment basis over a term of 25 years.


1.41% Fixed Rate
80% Loan to Value
£1,377 Lenders Fee
Until 31/01/2022
Reverts to 4.24%
1.51% Fixed Rate
80% Loan to Value
£1,034 Lenders Fee
Until 31/10/2021
Reverts to 4.24%
1.53% Fixed Rate
80% Loan to Value
£1,699 Lenders Fee
Until 31/12/2021
Reverts to 4.24%
1.53% Fixed Rate
80% Loan to Value
£999 Lenders Fee
Until 01/01/2022
Reverts to 5.74%
1.46% Tracker Rate
80% Loan to Value
£1,199 Lenders Fee
Until 31/12/2021
Reverts to 4.24%
1.72% Tracker Rate
80% Loan to Value
£1,034 Lenders Fee
Until 2-Years Time
Reverts to 4.24%
1.74% Tracker Rate
80% Loan to Value
£999 Lenders Fee
Until 2-Years Time
Reverts to 4.99%
1.84% Tracker Rate
80% Loan to Value
£1,034 Lenders Fee
Until 2-Years Time
Reverts to 4.00%

Home movers

For those moving home we compare the top mortgage rates from lenders based on a property value of £400,000 and mortgage of £300,000 after you make a 25% deposit with a loan to value of 75%. The mortgage from the lenders are calculated over a 20 year term on a repayment basis.


1.26% Fixed Rate
75% Loan to Value
£1,025 Lenders Fee
Until 31/01/2022
Reverts to 4.24%
1.35% Fixed Rate
75% Loan to Value
£1,035 Lenders Fee
Until 31/10/2021
Reverts to 4.24%
1.39% Fixed Rate
75% Loan to Value
£999 Lenders Fee
Until 02/01/2022
Reverts to 4.00%
1.49% Fixed Rate
75% Loan to Value
£999 Lenders Fee
Until 2-Years Time
Reverts to 4.24%
1.44% Tracker Rate
75% Loan to Value
£1,025 Lenders Fee
Until 2-Years Time
Reverts to 4.24%
1.53% Tracker Rate
75% Loan to Value
£1,024 Lenders Fee
Until 2-Years Time
Reverts to 4.24%
1.59% Tracker Rate
75% Loan to Value
£999 Lenders Fee
Until 2-Years Time
Reverts to 4.99%
1.59% Tracker Rate
75% Loan to Value
£999 Lenders Fee
Until 2-Years Time
Reverts to 4.24%

Remortgage buyers

Comparing the top mortgage rates from lenders for remortgage buyers based on a property value of £400,000. After you make a 30% deposit the mortgage of £280,000 has a loan to value of 70% calculated on a repayment basis over a term of 20 years.


1.24% Fixed Rate
70% Loan to Value
£1,025 Lenders Fee
Until 31/01/2022
Reverts to 4.24%
1.35% Fixed Rate
70% Loan to Value
£1,034 Lenders Fee
Until 31/10/2021
Reverts to 4.24%
1.39% Fixed Rate
70% Loan to Value
£999 Lenders Fee
Until 02/01/2022
Reverts to 4.00%
1.49% Fixed Rate
70% Loan to Value
£1,007 Lenders Fee
Until 31/12/2021
Reverts to 4.24%
1.39% Tracker Rate
70% Loan to Value
£1,025 Lenders Fee
Until 31/01/2022
Reverts to 4.24%
1.53% Tracker Rate
70% Loan to Value
£1,024 Lenders Fee
Until 2-Years Time
Reverts to 4.24%
1.59% Tracker Rate
70% Loan to Value
£999 Lenders Fee
Until 2-Years Time
Reverts to 4.24%
1.64% Tracker Rate
70% Loan to Value
£999 Lenders Fee
Until 2-Years Time
Reverts to 4.00%

Buy-to-let mortgage

We have compared the top mortgage rates from lenders based on a property value of £300,000 and mortgage of £180,000 after you make a 40% deposit with a loan to value of 60%. The mortgage from the lenders is calculated over a 25 year term on an interest only basis. Rental income depends on the lender minimum requirement of £1,196 per month.


1.37% Fixed Rate
60% Loan to Value
£2,105 Lenders Fee
Until 31/10/2021
Reverts to 5.24%
1.39% Fixed Rate
60% Loan to Value
£1,534 Lenders Fee
Until 02/01/2022
Reverts to 4.00%
1.40% Fixed Rate
60% Loan to Value
£2,010 Lenders Fee
Until 30/11/2021
Reverts to 5.24%
1.48% Fixed Rate
60% Loan to Value
£2,001 Lenders Fee
Until 30/11/2021
Reverts to 5.19%
1.44% Tracker Rate
60% Loan to Value
£2,420 Lenders Fee
Until 30/11/2021
Reverts to 4.74%
1.49% Tracker Rate
60% Loan to Value
£2,105 Lenders Fee
Until 2-Years Time
Reverts to 5.24%
1.64% Tracker Rate
60% Loan to Value
£1,377 Lenders Fee
Until 31/01/2022
Reverts to 4.74%
1.69% Tracker Rate
60% Loan to Value
£1,534 Lenders Fee
Until 2-Years Time
Reverts to 4.00%

Equity release

Here we have compared the top lifetime mortgage rates from providers for those releasing equity based on a property value of £400,000. After you access cash with a mortgage of £80,000 the remaining equity is £320,000 and the loan to value of 20% is calculated on a roll-up basis over your lifetime.


2.71% Fixed Rate
Interest Roll-Up
20% Loan to Value
£5 Lenders Fee
2.70% APR
2.71% fixed Rate
Interest Roll-Up
20% Loan to Value
£0 Lenders Fee
2.80% APR
2.72% Fixed Rate
Interest Roll-Up
20% Loan to Value
£0 Lenders Fee
2.83% APR
2.76% Fixed Rate
Interest Roll-Up
20% Loan to Value
£599 Lenders Fee
2.90% APR
2.83% Fixed Rate
Interest Roll-Up
35% Loan to Value
£0 Lenders Fee
2.94% APR
2.85% Fixed Rate
Interest Roll-Up
35% Loan to Value
£599 Lenders Fee
3.00% APR
2.87% Fixed Rate
Interest Roll-Up
35% Loan to Value
£0 Lenders Fee
3.00% APR
3.02% Fixed Rate
Interest Roll-Up
35% Loan to Value
£895 Lenders Fee
3.26% APR

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The latest mortgage news


23 Sep 2017

House prices in university towns are up by 22% over the course of a degree

Parents could be better off buying a student flat than paying children’s rent as prices in university towns rise £38,666 during a three year course.

21 Aug 2017

Owning your second property is a reality for one in ten UK homeowners

There are over 5 million people with multiple properties after a 30% increase in their numbers since the start of the century.

15 Jun 2017

Overseas investors buy London new build homes aimed at first time buyers

Research for Mayor of London Sadiq Khan shows first time buyers in the capital are losing out to overseas investors acquiring property.

11 Apr 2017

Strong home buying activity increases 6% by value in the last month

Home buyers start the year strongly with mortgage lending of £8.9 billion in February which is an increase of 7% over the month.

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  • IMPORTANT

    Equity Release may involve a Lifetime Mortgage or a Home Reversion Scheme. To understand the features and risks, please ask for a personalised illustration. Equity Release may affect your entitlement to means tested state benefits and will impact on the size of your estate. For Equity Release London City Mortgages charge a fixed fee upon completion of £695. For Mortgages a fixed fee is charged on application. Typically this is from £295 up to £495 for the services selected.

  • WARNING

    Equity Release - Equity Released from your home will be secured against it. Mortgages – Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured against it. Think carefully before securing other debts against your home. The information contained in this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.

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