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BEST BUYS – COMPARE MORTGAGE RATES

Compare the top Best Buy mortgage rates which are based on a property value of £400,000 and mortgage of £240,000 after you make a 40% deposit with a loan to value of 60%. The mortgage from the lenders are calculated over a 20 year term on a repayment basis.


1.16% Fixed Rate
60% Loan to Value
£1,525 App Fee
Until 01/11/2022
Reverts to 4.09%
1.17% Fixed Rate
60% Loan to Value
£1,025 App Fee
Until 31/09/2022
Reverts to 3.59%
1.18% Fixed Rate
60% Loan to Value
£1,034 App Fee
Until 31/10/2022
Reverts to 3.59%
1.19% Fixed Rate
60% Loan to Value
£999 App Fee
2-Years Time
Reverts to 3.59%

First time buyers

Here we compare the top first time buyer mortgage rates from lenders based on a property value of £400,000. After you make a 20% deposit the mortgage of £320,000 has a loan to value of 80% calculated on a repayment basis over a term of 25 years.


1.41% Fixed Rate
80% Loan to Value
£1,377 App Fee
Until 30/09/2022
Reverts to 3.59%
1.47% Fixed Rate
80% Loan to Value
£1,209 App Fee
Until 30/09/2022
Reverts to 4.39%
1.49% Fixed Rate
80% Loan to Value
£1,007 App Fee
Until 30/09/2022
Reverts to 4.49%
1.50% Fixed Rate
80% Loan to Value
£1,034 App Fee
Until 31/10/2022
Reverts to 5.74%

Home movers

For those moving home we compare the top mortgage rates from lenders based on a property value of £400,000 and mortgage of £300,000 after you make a 25% deposit with a loan to value of 75%. The mortgage from the lenders are calculated over a 20 year term on a repayment basis.


1.30% Fixed Rate
75% Loan to Value
£1,007 App Fee
Until 30/09/2022
Reverts to 4.49%
1.30% Fixed Rate
75% Loan to Value
£1,034 App Fee
Until 31/10/2022
Reverts to 5.29%
1.34% Fixed Rate
75% Loan to Value
£1,016 App Fee
Until 30/09/2022
Reverts to 3.54%
1.34% Fixed Rate
75% Loan to Value
£999 App Fee
2-Years Time
Reverts to 3.59%

Remortgage buyers

Comparing the top mortgage rates from lenders for remortgage buyers based on a property value of £400,000. After you make a 30% deposit the mortgage of £280,000 has a loan to value of 70% calculated on a repayment basis over a term of 20 years.


1.23% Fixed Rate
70% Loan to Value
£1,499 App Fee
Until 30/09/2022
Reverts to 3.59%
1.25% Fixed Rate
70% Loan to Value
£1,034 App Fee
Until 31/10/2022
Reverts to 3.59%
1.30% Tracker Rate
70% Loan to Value
£1,034 App Fee
Until 31/10/2022
Reverts to 5.29%
1.30% Tracker Rate
70% Loan to Value
£1,007 App Fee
2-Years Time
Reverts to 4.49%

Buy-to-let mortgage

We have compared the top mortgage rates from lenders based on a property value of £300,000 and mortgage of £180,000 after you make a 40% deposit with a loan to value of 60%. The mortgage from the lenders is calculated over a 25 year term on an interest only basis. Rental income depends on the lender minimum requirement of £1,196 per month.


1.24% Fixed Rate
60% Loan to Value
£2,034 App Fee
Until 30/09/2022
Reverts to 5.59%
1.32% Fixed Rate
60% Loan to Value
£2,295 App Fee
Until 30/09/2022
Reverts to 4.44%
1.35% Fixed Rate
60% Loan to Value
£1,377 App Fee
Until 30/09/2022
Reverts to 4.09%
1.36% Fixed Rate
60% Loan to Value
£2,001 App Fee
Until 31/10/2022
Reverts to 4.84%

Equity release

Here we have compared the top lifetime mortgage rates from providers for those releasing equity based on a property value of £400,000. After you access cash with a mortgage of £80,000 the remaining equity is £320,000 and the loan to value of 20% is calculated on a roll-up basis over your lifetime.


2.44% Fixed Rate
Interest Roll-Up
25% Loan to Value
£895 App Fee
2.47% AER
2.60% fixed Rate
Interest Roll-Up
25% Loan to Value
£629 App Fee
2.63% AER
2.60% Fixed Rate
Interest Roll-Up
25% Loan to Value
£650 App Fee
2.63% AER
2.75% Fixed Rate
Interest Roll-Up
25% Loan to Value
£5 App Fee
2.79% AER

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The latest mortgage news


28 Dec 2020

Stamp duty holiday extension not being considered by government

The government is not considering a stamp duty holiday extension after calls for more time following the latest Coronavirus Tier 4 rules.

04 Dec 2020

Fewer homeowners think their property has increased in value for November

For the month of November a survey from Halifax showed 14% of households believe the value of their homes has increased.

01 Dec 2020

Slowing demand for housing remains third higher than a year ago

Demand for housing is a third higher than a year ago although it has been slowing since the start of the stamp duty holiday.

20 Nov 2020

Top 20 fastest selling locations when buying UK properties

It helps sellers and buyers if properties can sell fast and here are the results from Zoopla of the top 20 fastest selling UK homes.

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  • IMPORTANT

    Equity Release may involve a Lifetime Mortgage or a Home Reversion Scheme. To understand the features and risks, please ask for a personalised illustration. Equity Release may affect your entitlement to means tested state benefits and will impact on the size of your estate. For Equity Release London City Mortgages charge a fixed fee upon completion of £695. For Mortgages a fixed fee is charged on application. Typically this is from £295 up to £495 for the services selected.

  • WARNING

    Equity Release - Equity Released from your home will be secured against it. Mortgages – Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured against it. Think carefully before securing other debts against your home. The information contained in this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.

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