English Housing Survey shows home ownership is the lowest level since 1985 with the private rental sector doubling since 2002.
Home buyer borrowing in London reduces 5% or £310 million in the final quarter of 2016 continuing the downward trend for the capital.
The rise in property values for the East of England are leading the market with new-build homes seeing a 32% price increase in the last year.
After years of falling rates the 10-year fixed rate mortgage costs are beginning to rise according to research from Moneyfacts.
House prices will rise next year but at a slower rate according to the Halifax outlook report UK towns record biggest gains for 2016.
Data from the CML shows the number of loans to homebuyers is 8% lower for October indicating a slowdown in the UK market.