Latest mortgage news - Fixed Rate Mortgages


15 May 2020

Fixed rate mortgages fall to record lows with fewer products

Two and five year fixed mortgage rates have reduced to historic lows giving you the chance to save money by switching to a preferential rate.

21 Apr 2020

Equity release rates fall to record lows during Covid-19 crisis

Interest rates for equity release products drop to record lows as uncertainty continues over the Coronavirus economic impact.

01 Apr 2020

Fixed rate mortgage costs are lower as lenders withdraw products

The cost of fixed rate mortgages for borrowers has reduced but Coronavirus fears have seen lenders withdraw many products.

03 Feb 2020

Buy-to-let investors benefit from lower fixed mortgage rates

Fixed rate mortgage rates are reducing and set to fall further to the benefit of buy-to-let investors with more competition in 2020.

04 Nov 2019

Mortgage rates are competitive as savers struggle for interest

Mortgage buyers continue to benefit from very low interest rates while savers are facing difficulty in finding a good level of interest.

14 Oct 2019

Mortgages with 40-year terms the norm but costs are higher

More than half of residential mortgages have terms of up to 40 years lowering repayments but total interest costs are much higher.

17 Sep 2019

Guarantors help First time buyers to secure low mortgage rates

Lenders are willing to offer competitive mortgage rates to first time buyers with small deposits if they can secure a guarantor.

16 Jul 2019

Mortgage rates are unchanged despite lower money market rates

Warnings from the Bank of England has seen fixed rate mortgages remaining stable despite recent falls on the money markets.

11 Mar 2019

Mortgage rates reduce by half since financial crisis

The cost of borrowing has reduced by half in the last decade with competition encouraging more on the housing ladder.

10 Dec 2018

First time buyer mortgage rates reach record lows

Mortgage rates for first time buyers with small deposits have reached a record low despite rise in base interest rates.

24 Oct 2018

Fixed mortgage rates increased from record lows over the year

Record low rates are a thing of the past as fixed mortgage deals increase in cost over the year despite competition from lenders.

13 Aug 2018

Interest rate rise likely to increase mortgage costs for homeowners

The Bank of England has raised interest rates by 0.75% which increases the cost to homeowners with variable rate mortgages.

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  • IMPORTANT

    Equity Release may involve a Lifetime Mortgage or a Home Reversion Scheme. To understand the features and risks, please ask for a personalised illustration. Equity Release may affect your entitlement to means tested state benefits and will impact on the size of your estate. For Equity Release London City Mortgages charge a fixed fee upon completion of £695. For Mortgages a fixed fee is charged on application. Typically this is from £295 up to £495 for the services selected.

  • WARNING

    Equity Release - Equity Released from your home will be secured against it. Mortgages – Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured against it. Think carefully before securing other debts against your home. The information contained in this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.

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