Changes to mortgage affordability rules by the regulator would allow homeowners to switch to cheaper deals.

The cost of borrowing has reduced by half in the last decade with competition encouraging more on the housing ladder.

With low interest rates from lenders remortgage buyers in London are locking competitive deals to reduce monthly repayment costs.

Numbers of first time buyers have reached 372,000 accounting for the majority of home purchases since 1995, says Halifax.

The number of residential mortgages for older homeowners has increased as lenders relax maximum ages to 80 years and over.

First time buyers can have a 100% mortgage from Lloyds Bank but requires parents to make a 10% savings account deposit.

The number of first time buyers taking the first steps on the property ladder are half of all mortgaged purchases in 2018.

Homeowners leaving London bought property outside of the capital worth £30 billion, the highest level since 2007.

Remortgaging has reached its highest level for a decade as homeowners lock into attractive deals ahead of Brexit uncertainty.

Mortgage rates for first time buyers with small deposits have reached a record low despite rise in base interest rates.

Darlington Building Society is offering a new mortgage deal with six times your annual salary if you work in the right industry.

Mortgages completed by first time buyers in London during the third quarter reached the highest level in three years.