As energy bills are rising 22% of homeowners are using mortgage advances to improve the efficiency of their homes to reduce costs.

After the Bank of England raised base rates to 0.75% lenders have reacted by increasing the cost of mortgages reaching a five year high.

After the end of tapered stamp duty demand for property is historically high with low supply pushing house pieces to new highs.

Lenders reduce rates as low as 0.84% for home movers and remortgage buyers with the most equity with more competition.

The number of mortgage deals offering 1% interest or less has increased as lenders compete for new and existing borrowers.

UK savings reached £200bn during lockdown and overpayments could reduce interest costs and clear your mortgage years earlier.

Fixed rate mortgages are cut to 0.99% for borrowers with large deposits looking to remortgage as competition increases from lenders.

For the month of November a survey from Halifax showed 14% of households believe the value of their homes has increased.

Mortgages numbers have halved in the last three months and rates are higher as cautious lenders prepare for the end of the furlough scheme.

The happiest place in Britain is Northern Ireland overtaking the South West with London remaining as the unhappiest place to live.

HSBC has cut rates to 1.14% on higher loan to values benefiting existing homeowners looking to move or remortgage.

Living through lockdown over a third of Brits have a greater sense of community with their neighbours and are positive about their homes.